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by James Langley on 28.07.2022

Visa Casinos

Visa is undoubtedly one of the most recognisable debit card brands in the world. Its ubiquity and ease of use mean it remains an incredibly popular choice for online casino deposits and withdrawals, despite increasing competition from alternative payment options, like e-wallets. Its familiarity makes it the go-to for many online gamblers — and we’ve got everything you need to know about Visa Debit here at GamblingDeals.

 

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1

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Visa Casinos

 

We feel like we’re stating the obvious here, but a Visa Debit card is a means by which you can spend the balance of your bank account, either online or offline. 

How Does Visa Work?

Visa, just like Mastercard, runs its own payments processing network. This network facilitates bank account-related transactions, transferring funds between them. Of course, this is a gross simplification of a complex set of steps that happen behind the scenes — so here’s the bottom line.

As an online gambler, a Visa Debit card allows you to securely and instantly top up your casino account using funds stored in the associated bank account, simply by inputting your card details at the site. You can also receive money back into your bank account in the same way, when you request a withdrawal.

The majority of UK players still favour debit cards for their casino banking needs, in part because it’s so familiar to them already. You’ll also benefit from extra layers of security such as Verified by Visa, and all our licensed casino sites employ the latest encryption methods to safeguard your details during the transaction.

How Do I Make a Visa Deposit?

The deposit process with a Visa debit card is very simple, and all you’ll need are the card details. Once you’ve registered an account with your chosen Visa casino, navigate to the deposit page. It’s likely the casino won’t have a dedicated option for Visa deposits so just select ‘debit card’ as your payment method.

Input the card details when prompted, including the 16-digit card number, expiry date, and CVC/CVV number. Enter the amount you wish to deposit — if you’re claiming a bonus, make sure you meet the minimum deposit requirement — and then confirm the transaction. You might be required to enter your ‘Verified by Visa’ password or authorise the transaction via your mobile banking app. These are additional safeguards put in place by Visa to protect against fraud and ensure you’re the true owner of the card being used. If you have not yet set up a Verified by Visa password, the process only takes a couple of minutes.

Once the deposit process is complete, your casino account will be funded instantly. All that’s left to do is head to the library, pick a game, and let the fun begin!

Withdrawing Money from Visa Casinos

Much like the deposit process, Visa withdrawals are simple to carry out, and if you choose to save your card details during the deposit process, you won’t have to enter them again either. Once you select your Visa debit card as the method of choice, the Visa casino will transfer your chosen amount back to your bank account.

With any online casino, you’ll need to have completed any KYC (Know Your Customer) checks before your withdrawal request can be processed. It’s likely you did this when you first signed up, but if not, it doesn’t take long, and usually involves submitting a copy of photo ID and proof of address. Once this has been approved, you’re free to withdraw your balance at any time. 

Withdrawals to Visa debit cards usually take between 3–5 business days before they reach your bank account, unless you’re at a Visa casino which supports the Fast Funds service. When you use Fast Funds, the money can arrive within half an hour of the casino approving your withdrawal request — that’s even quicker than some e-wallets!

Pros and Cons of Using Visa

Here’s a quick rundown of the advantages and disadvantages of using Visa at online casinos.

plus What we like

  • Instant deposits mean no waiting around

  • No fees to deposit or withdraw when you select Visa

  • Deposit and withdrawal process is simple and familiar to most UK players

  • Visa Fast Funds service allows fast withdrawals within an hour of requesting

  • Highly secure thanks to the latest encryption standards found at licensed UK casinos

  • Always eligible for claiming bonuses

minus What we don't like

  • Slower withdrawals that take 3–5 days unless using Fast Funds

  • Requires sharing bank details with the casino site

  • No additional benefits or features in comparison to e-wallets

Bonuses Available at Visa Casinos

At GamblingDeals, our team of experts surface the best bonuses to make your life easier — and there are plenty up for grabs at our top Visa casinos! Here are a few types of offers you may come across.

Matched Deposits

You can consider matched deposits the vanilla flavour of casino bonuses — they’re pretty ubiquitous at online casinos, and reward players with bonus credit based on the size of their first deposit. Say you see a 100% deposit match up to £50: deposit £50 of real money and you’ll get another £50 in bonus credit for a total of £100 to play with at the site. This credit can be used on table games, like blackjack and roulette, on spinning the slots, or sometimes on live casino games.

Key terms to watch out for include wagering requirements — which stipulate how much of your own money you need to gamble before you can withdraw the bonus and related winnings — as well as time limits, game restrictions, and payments exclusions.

Free Spins

If you’re a slots fan, you’ll want to watch out for free spins. These tokens essentially let you play without risking your own money, but still put you in with a chance of winning some real cash. 

They’re most often unlocked with a qualifying deposit and may come as part of a deposit match. Typically, they’ll only be valid on one or two titles at the site — Starburst, Gonzo’s Quest, and Book of Dead are often common choices. Again, watch out for wagering requirements applied to the winnings, as well as time limits, which are often just a few days. 

No Wagering Bonus

Put simply, a no wagering bonus is any offer that’s free from wagering requirements. Whether it’s a matched deposit or free spins, any resulting winnings are yours to use at the site, or withdraw immediately. These bonuses tend to come in smaller amounts and have lower winnings caps; they might also have tighter restrictions on which casino games you can use them for, but in our book, no wagering bonuses are always highly player friendly due to the greater likelihood of a small payout.

No Deposit Bonus

No deposit bonuses are offers that don’t require a deposit in order to claim. Usually, they’re awarded to your account as soon as you sign up, often taking the form of a handful of free spins to kick off your time at the site. Some ongoing promotions are also no deposit, such as daily or weekly free spins, or cashback on losses. They’re a great way to try out the site without committing your own money, but they often come in smaller amounts for that reason.

Alternative Payment Methods to Visa

Although Visa is a solid choice for your online casino deposits, there’s now a broad range of alternatives to consider — whether you’re looking for extra security, quicker withdrawals, or one of the many other benefits you might find with an alternative payment method. We’ve rounded out some of your options below.

e-Wallets

Deposit speed: Instant

Withdrawal speed: Instant – 24 hours

Availability: Most sites

Some of the most widely used alternatives to Visa are e-wallets. If you’re unfamiliar, an e-wallet is essentially a virtual or digital wallet that has many of the same features as a regular bank account. You can send and receive payments, store a balance, and link all your bank cards and accounts together in one place, for seamless transacting online. 

And as you can buy goods and services online using just an email address and password, you won’t have to share any other sensitive bank details with the site — perfect for those who would rather keep that information under wraps. e-Wallets generally offer some of the fastest withdrawals too, so if you’re in a hurry to cash out, they’re an excellent choice. 

There are three e-wallets that you’ll most often find at our recommended UK Visa casinos, and a couple of less widely used options too.

  • PayPal is the most popular e-wallet around. It’s been on the scene since 1999 and offers many additional benefits and features to its customers today, including two-factor authentication (2FA). Unfortunately, PayPal’s penetration among consumers doesn’t always translate to the online gambling world, and it’s not available at every site.
  • Skrill tends to find itself available where PayPal is not. This e-wallet is owned by the Paysafe Group, and is offered in broadly a similar way to PayPal, although it also offers prepaid Visa and Mastercard debit cards. One drawback is there are sometimes fees associated with withdrawing your e-wallet balance to a bank account.
  • Neteller is also owned by the Paysafe Group and functions much like Skrill. It also has some fees attached, but these can be lowered by verifying your account to become a Neteller True member. There’s also the Net+ prepaid Mastercard.
  • MuchBetter and ecoPayz are two other e-wallets you might find at Visa casinos, and they function much like the other options on this list.

Of course, e-wallets aren’t without their drawbacks. As previously mentioned, availability can be a little hit and miss for specific services, although all Visa sites generally offer at least one or two options. 

Secondly, e-wallets are one of the most commonly excluded payment methods when claiming a bonus at a Visa casino. Always check the terms and conditions — you might need to choose another method in order to be eligible.

Prepaid Cards

Deposit speed: Instant

Withdrawal speed: Not supported

Availability: Most sites

A prepaid card functions a lot like a Visa debit card — the main difference is you’ll have to first acquire the card, and then top it up with money. There are plenty of great reasons to choose a prepaid card, and the headline here is definitely security. The prepaid card has no ties to you — it can even be purchased with cash if you wish — and can never be overdrawn. You’ll never have to share any bank details with the casino, and once it’s spent, that’s it. 

Of course, that could be a drawback for some. You’ll need to get another prepaid card in order to further top up your casino account, so if you’re a high roller, or have a larger bankroll to play with, this method may not suit. Conversely, this does make it a fantastical responsible gambling tool, helping players keep a close eye on their total spend. 

Paysafecard is the most widely available prepaid card at Visa casinos, and you can buy the vouchers at participating retailers in denominations from £10 to £100. Then, just key in the 16-digit PIN on the casino’s deposit page and the balance can be instantly transferred to your casino wallet. Paysafecard is sometimes excluded from claiming offers, so always check the T&Cs beforehand.

Another drawback to Paysafecard is it’s pretty much never a withdrawal option, so you’ll need to combine it with another payment method. A newer prepaid card service, AstroPay, could hold the solution though — as well as offering virtual prepaid cards that can be generated and topped up on the fly from within your account, AstroPay functions a lot like an e-wallet so can be used to withdraw your casino balance. As it’s a little younger, you won’t find it at many Visa casinos yet, but it’s worth keeping an eye out for it if you prefer to deposit with a prepaid card.

Cryptocurrencies

Deposit speed: Instant

Withdrawal speed: Instant

Availability: Very few sites

Cryptocurrencies, like Bitcoin and Ethereum, are one of the latest methods to grow in popularity at online casinos. Using blockchain technology, these digital currencies offer blazing-fast deposits and withdrawals, and all transactions are anonymous so there’s a strong degree of security. You won’t find this payment option at many sites, but its availability is on the rise.

It’s worth doing your research before investing in a cryptocurrency as the value can fluctuate dramatically. It’s important to also be aware that there are some fees associated with transactions.

Pay by Phone

Deposit speed: Instant

Withdrawal speed: Not supported

Availability: Some sites

Those prioritising convenience may want to consider a pay by phone service, such as Boku, for their casino deposits — just enter your phone number and confirm via SMS, and the money is taken straight out of your airtime credit, or added to your monthly bill. 

Pay by phone is supported by most major UK networks, but there are strict limits of around £30 a day. This makes it less suitable for high rollers, however, it may be a useful budgeting tool for some. Keep in mind pay by phone options are sometimes disqualified from claiming bonuses, and there’s no support for withdrawals.

Frequently Asked Questions

  • What is the difference between a Visa and Mastercard?

    There isn’t much difference that affects you as a customer Visa and Mastercard are two different card issuers, and their cards operate on different payment networks. There are some small differences in how fees are charged to the seller when you transact with either card, but this has no effect on you. Visa is also used by more people and therefore has greater support, but you’re unlikely to run into any problems with either card. 

  • No. The UK Gambling Commission banned use of credit cards for gambling in April 2020 as part of its strategy to tackle problem gambling.

  • Yes. Visa debit cards — along with Mastercard — are arguably the most widely supported payment method at online casinos and are a highly reliable choice. They’re nearly always eligible for claiming a bonus as well.

The people behind this page

Online gambling content experts helped write, edit and check this page:

James is a contributor at Gambling Deals focused on delivering his gambling industry expertise to our users in easy to understand and digestible copy. As well as writing guides, reviews, and recommendations, James supports the team with fine-tuning across the site to make sure we offer as much value as possible.

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