by Marcus Lawrence on 25.05.2023

Gambling Payments

Ever wondered how banking payments work at online casinos and sports betting sites? Well, look no further. Here at GamblingDeals, we’re experts in all areas of the casino experience, and making payments is another important topic we’re here to shed some light on.

The good news is that there’s an excellent variety of payment methods across all areas of gambling, so whether you’re interested in slots, table casino games, bingo, or sports betting, there’ll be a service that’s perfect for you. 

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Players naturally have different priorities when it comes to making payments — here, we’ll break down everything you need to know about adding and withdrawing funds from your casino or sports betting account, and detail the key pros and cons so you have a better idea of the options available.

Gambling Payments – Deposits and Withdrawals

Gambling payments can be broken down into two main categories: deposits and withdrawals. The terms may seem a little formal at first, but they’re actually very simple concepts. To deposit means to add funds to your account, while a withdrawal essentially means to cash out money to your bank or digital wallet.

Players are free to deposit and withdraw funds as and when they like. If you’re keen to play real money casino games, you’ll need to add money to your account first so you’ve got something to bet with. 

However, it’s worth bearing in mind that many games can be played for free, and there are lots of reasons you might want to do so. Strategy-based games such as poker are often played without money involved as they’re arguably just as fun without it. More broadly, you might want to play free games to get to grips with a particular title, to cool off from gambling, or to try out a new site for the first time. 

Choosing the right time to withdraw is completely up to you. Some players like to steadily build up cash and use any winnings in their next session, while others prefer to cash out and start fresh each time. The most important thing is to only bet an amount you don’t mind losing. 

There may also be limits placed on minimum and maximum deposits and withdrawals depending on the banking method you choose — you’ll be able to find information about how much you can deposit or withdraw at a time with each payment service on a casino’s website.

Deposits and Withdrawals for Casino Payments

Many gambling sites offer both online casino and sports betting services, while others are either one or the other or keep them completely separate. Although it’s usually straightforward, the first thing to do is check you’re depositing to the right place. Additionally, if you’re adding funds to your account to play casino games like slots, blackjack, roulette, and poker, there’ll be a minimum deposit that varies depending on the payment method and the site itself.

As well as just being able to play the games, many casino players add funds to their accounts in order to activate a deposit bonus. This is where the casino offers bonus credit or free spins for slots as an incentive to deposit and play. Again, there’ll be a minimum deposit here to unlock the bonus, which may be higher than the standard minimum deposit on the site.

If you’re withdrawing cash after playing with a deposit bonus, the main thing to be wary of is the wagering requirements. This pesky stipulation can limit your ability to withdraw cash you’ve gained from a bonus until you’ve wagered a certain amount of your own money — check out the relevant T&Cs to be on the safe side.

Deposits and Withdrawals for Sports Betting

On the sports betting side of things, deposits and withdrawals are just as straightforward. You can add or cash out funds whenever you like, but there’ll be minimum and maximum limits on each transaction. Once you’ve got some cash in your account, you can place bets on hundreds of sports markets, from football to UFC and everything in between.

Within the limits, how much you choose to deposit at one time is completely up to you. Some punters add funds each time they want to make a bet, while others might want to build up a stash that lasts a bit longer. Deposit bonuses do exist for sports betting as they do for casino games, but more commonly you’ll need to actually place a bet before picking up rewards like free bet tokens.

As for withdrawals, wagering requirements aren’t as common or as harsh in the realms of sports betting bonuses, but it’s still important to read the T&Cs beforehand.

Banking Payment Options

  1. Astropay
  2. Ecopayz
  3. MiFinity
  4. MuchBetter
  5. Neteller
  6. Pay by Mobile
  7. Payforit
  8. Paypal
  9. Paysafecard
  10. Skrill
  11. Trustly
  12. Visa

Now you’ve got a general idea of how gambling payments work and when you’ll need to make them, let’s have a closer look at some of the different services you can use. 


Debit Cards

Most people use debit cards every day in a variety of settings, so it’s an obvious option for betting and casino payments. To set it up, you’ll just need to head to the site’s cashier page, select Visa or Mastercard, choose a deposit amount, and enter your card details.  

plus What we like

  • Readily available – card payments are ubiquitous at online gambling sites, so you won’t need to worry about whether your banking option is supported.

  • Eligible for bonuses – while other payment services are often excluded from unlocking deposit bonuses, debit cards are virtually always accepted.

  • No need for additional accounts – you won’t need to create any extra accounts when using a debit card for gambling payments, ensuring the transactions are easy to set up.

  • Flexible payment amounts – some sites have varying minimum and maximum deposits and withdrawals, and debit cards tend to offer the most flexibility.

minus What we don't like

  • Slow withdrawals – withdrawing funds from your casino account via a debit card is one of the slowest available options, as your cash may take up to five days to reach your account. This is unless a service such as Visa Fast Funds is available, which cuts wait times down to just a few hours.


Digital wallets such as PayPal, Skrill, and Neteller are popular alternatives to debit cards at gambling websites. To get started, you’ll need to create an account with a provider, add funds to the wallet, and then set up a payment with the casino by entering your e-wallet account details. If you already have an e-wallet account, it may be worth opting for a casino that lists it as one of the available payment options, to save you some time creating additional accounts.

plus What we like

  • Fast withdrawals – digital wallets offer faster withdrawal times than debit cards — your funds should reach your account within two days, but the transaction is often completed within a few hours.

  • No need to share bank details – Although casino banking payments are completely secure if you’re playing at a licensed site recommended by GamblingDeals, many people still prefer to not have to share their sensitive banking info with another site. With this option, you’ll just need to log in to your e-wallet account.

minus What we don't like

  • Excluded from promotions – deposits with e-wallets are often excluded from activating bonuses.

  • Not always available – while the likes of PayPal, Neteller and Skrill regularly feature at online casinos, sometimes only or two of them are included. This may be frustrating for players who already have an e-wallet account with one provider and don’t want to create another one.


Cryptocurrencies are virtual currencies that do not associate with a traditional banking system, yet are regulated by the FCA. They fluctuate in value due to investments, as well as supply and demand and various other factors, but cannot be withdrawn as physical cash. Gaining in popularity with UK online casino and gambling sites, cryptos allow you to place wagers without any need to share your personal banking information.

plus What we like

  • Fast transactions – Because of the avoidance of traditional banking processes, transactions are a lot quicker and can be completed in moments.

  • No transactions fees – The lack of middleman removes potential transaction fees, meaning you can access the whole of your winnings

  • High levels of security – Blockchain technology means your details are even safer than with the already impressive SSL encryption used by the best online gambling sites.

minus What we don't like

  • Not widely available – Still growing in popularity, you won’t find many casinos or gambling sites that offer cryptocurrencies as a payment option.

  • Volatility – With a fluctuating value, you may find your big win depleting overnight. This can, of course, swing back up in value, however, the unknown is a potential worry.


Founded in 2009 and originally offering a prepaid card to the Brazilian, Latin American, African  and Asian markets, Astropay is an international payment service that moved into Europe last year. It offers its customers the chance to purchase internationally, but with local currencies, and over 200 payment methods available.

plus What we like

  • Great security levels – With no requirements to submit your personal banking details, each deposit and withdrawal transaction is highly secure when completed via Astropay.

  • Higher deposit limits – As the money is already verified due to the submission via a prepaid card, online gambling sites will accept higher deposits.

  • Easy to use – Because the money is attached to a prepaid card, it’s all very simple to make a deposit and accept your first bonus.

minus What we don't like

  • Not yet widely available – Despite its growing popularity, Astropay hasn’t yet reached the availability levels of the likes of PayPal within the UK.

Prepaid Cards

Prepaid cards are another option worth considering from your casino payments. Some prepaid services like Paysafecard work as a physical voucher you can buy in shops throughout the UK. Each one comes with a unique 16-digit PIN, and to set up the deposit you’ll just need to enter this code at the casino’s cashier page. Other prepaid cards are virtual, such as AstroPay’s online vouchers, which are just as easy to purchase and use.

plus What we like

  • Secure payments – while all the services on this list offer great security, you don’t have to share any account details or card numbers with a prepaid card, making it a particularly safe deposit method.

  • Help to track spending – because customers can only load a certain amount onto one of these cards at a time, using a prepaid card makes it easier to track your spending and avoid betting more than you can afford.

minus What we don't like

  • Low deposit limits – on the other hand, prepaid cards may not be suited to high rollers who prefer to deposit larger amounts.

  • Lack of withdrawals – in most cases, gambling sites don’t offer withdrawals to prepaid cards, so you’ll have to use an alternative method when you want to cash out funds.

Terms and Conditions That Can Affect Payment

There are several terms and conditions that can affect gambling payments, so it’s good to be aware of them before laying down any of your own cash. Some stipulations are enforced by the casino, while others are inherent to particular payment methods.

Closed Loop System

Many gambling websites have rules in place regarding the number of different payment methods you can use at a time. This condition may have different names across different sites, but tends to work in a similar way.

At the popular betting site and casino Coral, for example, the Closed Loop system is in place to protect Coral and its users from card theft and fraud. Essentially, if you make deposits using two different payment methods, you’ll need to withdraw the same amount back to the first payment method before you can withdraw to the other.

Bonus Exclusions

As we’ve touched on previously, many deposit bonuses can only be activated by adding funds from a debit card. As a result, you’ll often see a note in the terms and conditions of an offer saying that e-wallets such as Skrill, Neteller, and PayPal are excluded. 

These exclusions are to prevent customers from claiming one-time welcome offers multiple times, and due to additional admin and potential fees incurred on the casino’s part with certain payment methods. 

Withdrawals Unavailable

Some payment methods simply don’t offer withdrawals, or withdrawals aren’t supported by the casino for a particular service. Prepaid cards and pay by phone bill services such as Boku are examples of deposit methods that can’t usually be used to withdraw funds.

For some punters, this renders these payment methods somewhat useless — if you have to add an alternate payment method to your account to make withdrawals anyway, surely this removes any of the convenience of using them to deposit? However, many players still find it useful to add funds quickly and securely to their account using one of these services, particularly if they don’t plan on withdrawing too frequently.

When Gambling Becomes a Problem

In any discussion of casino payments, it’s crucial to discuss the importance of responsible gambling. The bottom line is you should only ever bet what you can afford to lose, while gambling itself should only ever be an activity to have fun and shouldn’t be seen as a way to make money.

If you or someone you know is showing signs of a gambling problem, there are multiple charities and organisations that can help.

  • GamCare – GamCare provides information, advice, and support to anyone affected by problem gambling. It offers face-to-face counselling and also operates the National Gambling Helpline, which is free to call 24 hours a day.
  • Gamban – Gamban offers a self-exclusion service where you can block access to gambling apps and websites on all your devices for a set period of time.
  • – Begambleaware offers tips and advice regarding responsible gambling, and also runs a 24/7 helpline and live chat service where you can get one-to-one confidential support.
  • GAMSTOP – GAMSTOP is another self-exclusion service — it’s available to all UK residents and will block access to gambling for 6 months, 1 year, or 5 years.

Frequently Asked Questions

  • How long does it take to withdraw gambling payments?

    This varies depending on the payment method you use. While Visa Fast Funds completes withdrawals in a few hours, debit cards generally are the slowest option and can take up to five days. e-Wallets are reliably fast, with payments completed in 1–2 days on average, but all methods are subject to the casino’s own processing times as well.

  • Mortgage lenders may check if you gamble on your bank statement if you’re submitting a housing application. However, banks don’t generally check if you gamble and it also won’t affect your credit score.

  • Yes, many casinos accept bank transfers as a form of payment. Deposits may not be instant in this case, while withdrawals could take up to a week to complete.

  • As long as you are on a licensed and regulated site, such as any of the sites we recommend on GamblingDeals, it’s perfectly safe to make a deposit with your debit card. If you are still feeling uncomfortable then it may be worthwhile setting up an e-wallet account or purchasing a prepaid card.

  • Fast withdrawals are best achieved with e-wallets such as Paypal. If you have a Visa card, you may be eligible for Visa Fast Funds meaning you can have your winnings within a matter of hours.

  • If you are gambling on any of the sites that we recommend on GamblingDeals, you can rest assured your details are protected as they are all legal and regulated. However, if you still feel unsure, prepaid cards may be a good option as they ensure you are not entering any of your own personal banking details online. There are drawbacks here, however, as they’re often ineligible for withdrawals. Similarly, using an e-wallet allows you to safely make deposits and withdrawals without entering your own banking information to a site.

  • When selecting a payment method, make sure you read the terms and conditions of use in order to feel confident it meets your needs. Be mindful that they’re all different and come with varying capabilities – for example, there are those that are excluded from accessing bonus, and others that are ineligible for withdrawing winnings.

The people behind this page

Online gambling content experts helped write, edit and check this page:

Marcus is Head of Content at Gambling Deals, overseeing the site's overall content development, planning, and application. Along with working to improve the site's overall quality and thereby increase its usefulness to our users, he is always looking for ways to uncover new elements of the online gambling landscape and highlight how they may benefit players. Outside work Marcus splits his time between playing basketball and chess, listening to as much music as he can, and forcing himself into the gym.
Eddie is a contributor at Gambling Deals with a wealth of gambling industry knowledge and experience. Along with producing top quality guides to all things online casino and betting, Eddie drills down into the brands we promote with in-depth reviews and recommendations.

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